Experian Review: Experian Pros & Cons
Experian (experian.com) is a very popular which competes against other like
Credit Karma, Equifax, TransUnion, myFICO and Credit Sesame. Based on our in-depth Experian review, when compared to its competitors, Experian ranks as one of the top-performing brands in its category, with an overall ranking of #2 out of 47 total brands. Read the full Experian.com review below for more details.
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No annual fee:
Does each store offer no annual fees? Is each store no cost to the consumer?
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Sign up bonus:
Does each store give you a sign up bonus? Does each store give you a sign up bonus?
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Perks:
How are each store's perks? How does each store's perks compare to its competitors?
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Interest rates:
How would you rate each store's interest rates? How would you rate each store's interest rates against it's competitors?
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Fraud protection:
How would you rate each store's fraud protection? How does each store's security features rank against its competitors?
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Cash advance fees:
How would you rate each store's cash advance fees? How much does it cost to make a cash advance with each store?
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Late payment fees:
How would you rate each store's late payment fees? How are each store's late fees compared to its competitors?
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Returned payment fees:
How would you rate each store's returned payment fees? How does each store's return check fees compare to its competitors?
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Purchase protection:
How would you rate each store's purchase protection? How does each store's protection against damage & loss compare to its competitors?
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Extended warranty protection:
How would you rate each store's extended warranty protection? How would you rate each store's extended warranty protection?
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No foreign transaction fees:
Does each store offer no foreign transaction fees? Is there a fee to use each store in foreign countries?
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Tap to pay:
Does each store offer tap to pay? Does each store offer contactless payment?
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Balance transfer fees:
How would you rate each store's balance transfer fees? How are each store's debt transfer fees compared to its competitors?
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Referral bonus:
How are each store's referral bonuses? How would you rank each store's referral bonuses against its competitors?
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White-glove delivery:
Does each store offer white-glove delivery and assembly? Does each store offer in-home delivery services?
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Card material:
How good is each store's card quality? How does each store's card quality rate against its competitors?
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Price point:
How expensive is each store? How much does each store cost vs. competitors?
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Free returns & exchanges:
Does each store offer free returns? What's their exchange policy? Does each store offer free returns & exchanges?
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International shipping:
Does each store ship internationally? each store international shipping?
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Curbside pickup:
Does each store have curbside pickup? Does each store have in-store pickup?
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Ship to store:
Does each store does ship to store? Can I ship items to each store to pick up in-store?
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PayPal:
Does each store accept PayPal? each store PayPal support?
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Debit & prepaid cards:
each store debit card support? Does each store take debit cards?
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Google Pay:
Does each store accept Google Pay? Does each store accept Google Pay?
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Apple Pay:
Does each store accept Apple Pay? Does each store accept Apple Pay?
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Amazon Pay:
Does each store accept Amazon Pay? Does each store take Amazon Pay?
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Shop Pay:
Does each store accept Shop Pay? Does each store take Shop Pay?
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Bitcoin:
Does each store accept Bitcoin? Does each store take Bitcoin for payment?
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Alipay:
Does each store accept Alipay? Does each store take Alipay?
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Official coupons page:
Does each store have an official coupons page? Does each store maintain its own coupon page?
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AARP discounts:
Does each store offer discounts to AARP members? Does each store have an AARP discount policy?
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Military discounts:
Does each store offer a military discount? each store military discount?
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Student discounts:
Does each store have a student discount? Does each store have a student discount?
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Price matching:
Does each store price match? each store price matching?
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Birthday discounts:
each store birthday discount? Does each store give birthday discounts?
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Senior discounts:
each store senior discount? Does each store have a senior discount policy?
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Teacher discounts:
Does each store give discounts to teachers and educators? Does each store give discounts to teachers and educators?
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Rewards programs:
Does each store have a rewards program? each store rewards program?
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Front-line worker discounts:
Does each store offer discounts to front-line workers? Does each store offer discounts to essential workers?
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Competitor coupons:
Does each store accept competitors' coupons? Does each store take competitor coupons?
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Coupon stacking:
Does each store support coupon stacking? each store coupon stacking?
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Sales events:
Does each store ever have sales or promotional events? How often does each store have sales events?
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Black Friday Ads Page:
Does each store have a Black Friday Ads page? Does each store have a Black Friday Ads page?
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Cyber Monday sales:
Does each store have a Cyber Monday ad this year? Does each store have a Cyber Monday ad this year?
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Gift cards:
Does each store offer gift cards? Does each store accept gift cards or e-gift cards?
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Loyalty programs:
each store loyalty or rewards program? Does each store offer a loyalty or rewards program?
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Live chat:
Does each store offer live chat support? each store's live chat support?
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Order changes/cancellations:
Can I cancel or change my each store order for free at any time? Am I able to adjust my each store order once I've placed it?
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Order tracking:
How does I track my each store order? each store track order?
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Contact information:
How does I contact each store? How to contact each store?
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Social media pages:
each store social media pages? List of each store's social media pages?
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Affirm financing:
Does each store accept Affirm financing? each store Affirm financing support?
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Afterpay financing:
Does each store accept Afterpay financing? Does each store take Afterpay financing?
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Klarna financing:
Does each store accept Klarna financing? Does each store take Klarna for financing?
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Sezzle financing:
Does each store accept Sezzle financing? Does each store support Sezzle financing?
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QuadPay financing:
Does each store accept QuadPay financing? Does each store take QuadPay?
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Splitit financing:
Does each store accept Splitit financing? each store Splitit financing support?
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Bread financing:
Does each store accept Bread financing? Does each store offer Bread as a financing option?
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Layaway programs:
Does each store offer layaway programs? What is each store's layaway policy?
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GreenSky:
Does each store accept GreenSky financing? each store GreenSky financing support?
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Snap Finance:
Does each store accept Snap Finance? each store Snap Finance support?
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Four financing:
Does each store accept Four financing? Does each store take Four financing?
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Website security & privacy:
Is each store a secure website? Does they respect users' privacy? Does each store have a valid privacy policy? Is their website secure?
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Influencer marketing:
Does each store have an influencer marketing program? Does each store use influencer marketing?
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Affiliate marketing:
each store affiliate program? Does each store offer an affiliate program?
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Environmentally conscious:
Is each store an environmentally conscious brand? each store eco-friendly?
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Diversity commitment:
Is each store committed to racial equity? Has each store taken concrete steps towards fighting racial injustice?
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Nurse discounts:
each store nurse discounts? Does each store have any discounts for nurses?
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Government worker discounts:
each store government worker discount? Does each store offer any discounts for government workers?
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Ethical practices:
Is each store considered an ethical brand? Does each store use ethical practices?
Experian's strengths are:
- Good additional bonuses details
- Good APR details
- Good security features details
- Good cash advance cost details
- Good late fees details
- Good return check fee details
- Good damage and loss protection details
- Good extended warranty protection details
- Good debt transfer fees details
- Good referral bonus details
- Good card quality details
- Accepts debit & prepaid card support details
- Offers veteran's discount policies details
- Offers Black Friday Ads Page details
- Offers contact information availability details
- Offers social media presence details
- Offers website security & privacy policies details
- Does affiliate marketing programs details
- Supports ethical practices details
View 14 more strengths
Knoji has 42 Experian reviews and ratings as of January 25, 2021. Knoji editors and the Knoji shopper community have reviewed Experian and compared it against 0 top brands, reviewing Experian based on product and store features such as cost, rewards and additional bonuses. Knoji reviews and ranks Experian.com and other based on how many features each offers and based on a 5-star rating scale. Based on these factors and 42 Experian reviews, Experian earns an overall score of 4.5 out of 5.0 points. Experian offers 4 total features such as debit & prepaid cards, military discounts and Black Friday Ads Page. Experian's's review score is also boosted by the fact that it is a popular brand with good recognition among consumers.
Experian Ratings: Discount, Payments & Shipping Policies
Read Experian.com 5-star ratings and in-depth Experian reviews. See how customers rate Experian on store features, discount policies, availability of promo codes, payment methods accepted, and shipping and returns policies. Based on 42 reviews, Experian.com has an overall brand score of 4.5 out of 5.
Experian Discount Policies Review
3.0 stars
We reviewed Experian's support for discounts for various customers such as seniors, teachers, and military veterans. Experian does offer support for discounts for its customers. Specifically, Experian offers the following discount policies:
military discounts. Experian did not offer the following discounts at the time of our last Experian review:
senior discounts,
student discounts,
teacher discounts and
birthday discounts. More details at
experian.com.
Experian Shipping & Returns Policies Review
2.0 stars
We reviewed Experian's shipping rates and shipping policies, as well as Experian's returns policies. Experian does offer some benefits for shipping, returns and exchanges on its website. Experian did not offer the following shipping and exchanges features at the time of our last Experian review:
free returns & exchanges.
Experian Payment Methods Review
3.0 stars
We reviewed Experian's support for various payment options such as Apple Pay, debit cards, and Google Pay. Experian accepts some payment methods beyond standard credit card payments. Specifically, Experian accepts the following payment methods:
debit & prepaid cards. Experian did not accept the following payment options at the time of our last Experian review:
PayPal,
Google Pay and
gift cards. Learn more at
Experian's website.
Experian Pricing Matching & Coupon Policies Review
1.0 stars
We reviewed Experian's coupon acceptance policies as well as Experian's support for price adjustments and price matching. Experian does not currently offer any specific price matching or special couponing features for customers. Experian does not offer the following pricing and couponing features at the time of our last Experian review:
price matching,
coupon stacking and
competitor coupons. Check for any updates on
experian.com.
Experian FAQ
Pricing & Discount Policies
Does Experian have an official coupons page?
No – Experian does not offer official coupons page. We researched this on December 26, 2018, and at that time Experian was offering official coupons support.
See 1 answer.
Does Experian offer discounts to AARP members?
No – Experian does not offer AARP discounts. We researched this on April 14, 2019, and at that time Experian was offering AARP discount policies.
See 1 answer.
Experian military discount?
Yes – Experian does offer military discounts. As of July 13, 2020, Experian was offering veteran's discount policies on their website.
See 1 review.
Does Experian have a student discount?
No – Experian does not offer student discounts. We researched this on July 13, 2020, and at that time Experian was offering student discount policies.
See 1 answer.
Does Experian price match?
No – Experian does not offer price matching. We researched this on February 22, 2019, and at that time Experian was offering price adjustment policies.
See 1 answer.
Experian birthday discount?
No – Experian does not offer birthday discounts. We researched this on February 22, 2019, and at that time Experian was offering birthday discount policies.
See 1 answer.
Experian senior discount?
No – Experian does not offer senior discounts. We researched this on July 13, 2020, and at that time Experian was offering senior discount policies.
See 1 answer.
Experian teacher discount?
No – Experian does not offer teacher discounts. We researched this on July 24, 2018, and at that time Experian was offering teacher discount policies.
See 1 answer.
Experian rewards program?
No – Experian does not offer rewards programs. We researched this on December 29, 2020, and at that time Experian was offering rewards program.
See 0 answers.
Does Experian take competitor coupons?
No – Experian does not accept competitor coupons. We researched this on October 18, 2018, and at that time Experian was accepting competitor coupon policies.
See 1 answer.
Experian coupon stacking?
No – Experian does not allow coupon stacking. We researched this on February 22, 2019, and at that time Experian was allowing coupon stacking policies.
See 1 answer.
How often does Experian have sales events?
No – Experian does not offer sales events. We researched this on February 22, 2019, and at that time Experian was offering sales and promotions.
See 1 answer.
Does Experian have a Black Friday Ads page?
Yes – Experian does offer Black Friday Ads Page. As of November 25, 2018, Experian was offering Black Friday Ads Page on their website.
See 1 review.
Does Experian have a Cyber Monday ad this year?
No – Experian does not offer Cyber Monday sales. We researched this on November 26, 2020, and at that time Experian was offering Cyber Monday page.
See 1 answer.
Shipping & Returns Policies
Does Experian offer free returns? What's their exchange policy?
No – Experian does not offer free returns & exchanges. We researched this on December 7, 2018, and at that time Experian was offering free return policies.
See 1 answer.
Does Experian ship internationally?
No – Experian does not offer international shipping. We researched this on November 2, 2018, and at that time Experian was offering international shipping policies.
See 1 answer.
Does Experian have curbside pickup?
No – Experian does not offer curbside pickup. We researched this on October 23, 2020, and at that time Experian was offering in-store pickup.
See 1 answer.
Payment Options
Does Experian accept PayPal?
No – Experian does not accept PayPal. We researched this on April 13, 2018, and at that time Experian was accepting PayPal support.
See 1 answer.
Does Experian take debit cards?
Yes – Experian does accept debit & prepaid cards. As of June 17, 2018, Experian was accepting debit & prepaid card support on their website.
See 1 review.
Experian Google Pay?
No – Experian does not accept Google Pay. We researched this on February 22, 2019, and at that time Experian was accepting Google Pay support.
See 1 answer.
Experian Apple Pay support?
No – Experian does not accept Apple Pay. We researched this on April 11, 2018, and at that time Experian was accepting Apple Pay support.
See 0 answers.
Can I use Amazon Pay at Experian?
No – Experian does not accept Amazon Pay. We researched this on April 14, 2019, and at that time Experian was accepting Amazon Pay support.
See 1 answer.
Does Experian accept Shop Pay?
No – Experian does not accept Shop Pay. We researched this on December 16, 2020, and at that time Experian was accepting Shop Pay support.
See 1 answer.
Does Experian take Alipay?
No – Experian does not accept Alipay. We researched this on December 18, 2020, and at that time Experian was accepting Alipay support.
See 1 answer.
Financing Options
Does Experian accept Affirm financing?
No – Experian does not accept Affirm financing. We researched this on January 24, 2019, and at that time Experian was accepting Affirm financing support.
See 1 answer.
Does Experian accept Afterpay financing?
No – Experian does not accept Afterpay financing. We researched this on February 22, 2019, and at that time Experian was accepting Afterpay financing support.
See 1 answer.
Does Experian take Klarna for financing?
No – Experian does not accept Klarna financing. We researched this on February 22, 2019, and at that time Experian was accepting Klarna financing support.
See 1 answer.
Does Experian support Sezzle financing?
No – Experian does not accept Sezzle financing. We researched this on March 28, 2019, and at that time Experian was accepting Sezzle financing support.
See 1 answer.
Does Experian take QuadPay?
No – Experian does not accept QuadPay financing. We researched this on April 14, 2019, and at that time Experian was accepting QuadPay financing support.
See 1 answer.
Experian Splitit financing support?
No – Experian does not accept Splitit financing. We researched this on October 26, 2020, and at that time Experian was accepting Splitit financing support.
See 1 answer.
Does Experian offer Bread as a financing option?
No – Experian does not accept Bread financing. We researched this on February 22, 2019, and at that time Experian was accepting Bread financing support.
See 1 answer.
Does Experian accept GreenSky financing?
No – Experian does not accept GreenSky. We researched this on December 10, 2020, and at that time Experian was accepting GreenSky financing support.
See 1 answer.
Experian Snap Finance support?
No – Experian does not accept Snap Finance. We researched this on December 13, 2020, and at that time Experian was accepting Snap Finance support.
See 1 answer.
Does Experian accept Four financing?
No – Experian does not accept Four financing. We researched this on January 14, 2021, and at that time Experian was accepting Four financing support.
See 0 answers.
Customer Service Features
Does Experian offer gift cards?
No – Experian does not offer gift cards. We researched this on July 26, 2020, and at that time Experian was offering gift card support.
See 1 answer.
Does Experian offer a loyalty or rewards program?
No – Experian does not offer loyalty programs. We researched this on July 22, 2020, and at that time Experian was offering loyalty programs.
See 1 answer.
Does Experian offer live chat support?
No – Experian does not offer live chat. We researched this on November 23, 2020, and at that time Experian was offering live chat support.
See 0 answers.
Am I able to adjust my Experian order once I've placed it?
No – Experian does not allow order changes/cancellations. We researched this on December 29, 2020, and at that time Experian was allowing modification & cancellation policies.
See 0 answers.
How do I track my Experian order?
No – Experian does not offer order tracking. We researched this on January 11, 2021, and at that time Experian was offering order tracking support.
See 0 answers.
How do I contact Experian?
Yes – Experian does offer contact information. As of July 9, 2018, Experian was offering contact information availability on their website.
See 1 review.
List of Experian's social media pages?
Yes – Experian does offer social media pages. As of May 22, 2019, Experian was offering social media presence on their website.
See 1 review.
Website Features
Is Experian a secure website? Do they respect users' privacy?
Yes – Experian does offer website security & privacy. As of December 19, 2018, Experian was offering website security & privacy policies on their website.
See 1 review.
Product & Service Features
How much does Experian cost?
No – Experian does not price point. We researched this on January 15, 2019, and at that time Experian was ing price competitiveness.
See 0 answers.
Marketing Programs
Does Experian offer an affiliate program?
Yes – Experian does do affiliate marketing. As of May 22, 2019, Experian was that do affiliate marketing programs on their website.
See 1 review.
Other Features
Is Experian considered an ethical brand?
Yes – Experian does support ethical practices. As of September 4, 2019, Experian was supporting ethical practices on their website.
See 1 review.